At Budget Light (budgetlightup.com), we take the protection of your personal data very seriously. This Privacy Policy informs you about which data we collect, how we use it, and what rights you have under applicable data protection laws.

1. What Data We Collect

We process the following categories of personal data:

• Contact & Identification Data: Name, email address, phone number, billing address.
• Account & Service Data: Course enrollments, progress records, subscription details.
• Technical Data: IP address, browser type, device information, cookies.
• Usage Data: Pages visited, time spent on modules, interaction events, referrer URLs.

2. How We Use Your Data

Your data is used primarily to:

• Provide and manage your course access and account;
• Process payments and handle billing;
• Communicate course updates, tips, and support materials;
• Improve our content, tools, and user experience;
• Comply with legal and regulatory obligations.

3. Data Sharing

We share your data only with:

• Payment processors (e.g., Stripe);
• Email service providers for newsletters and notifications;
• Analytics services (e.g., Google Analytics);
• Legal authorities, when required by law.

4. Data Retention

We retain your data only for as long as necessary to fulfill the purposes outlined above or as required by law. Course records are kept while your account is active.

5. Your Rights

You have the right to:

• Access your personal data;
• Correct or update inaccurate information;
• Request deletion of your data;
• Restrict or object to processing;
• Request data portability;

6. Data Security

We implement appropriate technical and organizational measures to protect your data against unauthorized access, loss, or misuse. However, no system is completely secure.